Insurance
Insurance policies are basically the responsibility of students or PhD candidates. However, all students and PhD candidates enrolled at the University of Basel are insured automatically and free of charge for the economic consequences of an accident with permanent damage (invalidity). Beyond this, the university does not offer any discounted rates for insurance policies. The Social Services can provide additional advice. Students in exchange programs should contact the Student Exchange Office.
Insurance for students and PhD candidates for the consequences of an accident-related invalidity
The insurance policy provides for a maximum invalidity lump sum of CHF 1.05 million. However, this applies only to accidents that occur on the premises or in the buildings of the university, during university excursions or events/training held by University Sports. The insurance does not cover medical costs and therefore does not entitle the beneficiary to the exclusion of accident coverage that is part of compulsory health insurance (KVG).
Recommendation
We recommend supplementing the existing insurance coverage for the university premises with private full coverage that is independent of time and place. AXA Versicherung offers a very attractive option with a current annual premium of CHF 43.50.
Related Links and Downloads
- Insurance tips for students (long version) (PDF, 141 KB)
- Insurance tips for students [short version] (PDF, 190 KB)
- Graphic possibility of exemption for international students (PDF, 72 KB)
- Health insurance comparison: swupp.ch
- Health insurance comparison: comparis.ch
- Information about mandatory health insurance and premium reductions in Switzerland
- Information about health insurance for students from EU countries and info sheets in various languages
- Study tours and outings (PDF, 27 KB)
